What Are Some Of The Federal Consumer Protection Laws?
At The Law Office of Tony Turner, attorney Tony Turner is
often asked, “What are some of the Federal Consumer protection laws?”
The Credit Repair Organizations Act– The Credit Repair
Organizations Act is an act that mandates credit repair organizations give you
a copy of your rights as a consumer before you sign a contract. The credit
repair organization must also give you a written contract that details your
rights and responsibilities, and are not
obligated to pay them until they have fulfilled their obligations.
The Fair Credit Reporting Act (FCRA)– FCRA promotes the
accuracy, fairness, and privacy of information maintained and reported by
credit agencies.
The Equal Credit Opportunity Act (ECOA)– The ECOA prohibits
creditors from discriminating against applicants based on sex, race, color,
marital status, religion, national origin, age, receipt of public assistance,
or prior exercise of any rights under the Consumer Credit Protection Act.
The Fair Credit Billing Act (FCBA) and Electronic Fund
Transfer Act (EFTA)– Established procedures for resolving mistakes on credit
billing and electronic fund transfer account statements such as credit and
debit cards.
The Fair Debt Collection Practices Act (FDCPA) – FDCPA
prohibits debt collectors from using unfair, deceptive, or abusive practices to
collect.
Please call the Law Office
of Tony Turner if you’d like a free bankruptcy or workers’ compensation
consultation. 904-679-2020
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